There is no doubt that car buying can be a stressful time. There are many variables that go into car-buying decisions. This article is filled useful tips that will help you negotiate to get your dream vehicle.

Know your limits. Before you start shopping for your next car or truck, decide how much you can afford to pay, and stick to it. Don’t forget to include interest in your calculations. You can expect to pay around 20 percent as a down payment as well, so be prepared.

Shop around before you even go to the dealership. If you spend some time on local dealer’s websites, you can learn about incentives that are offered. If you know what one dealership is offering, you can use it as a negotiating point and may be able to get a better deal.

Before signing any contract take the time to read every line, including …