So, are you thinking of getting a new car? Do you know how people mess up the purchasing process? You’ll find that this article is packed with the knowledge you need to make smart, rational decisions during the process of shopping for a car.

You should apply for a car loan before going to a dealership. Part of the reason it takes so long when you buy a car is that they must check your credit score and secure a lender. If you have a loan in-hand when you visit the dealership, the purchasing process will be streamlined.

Arrange the financing for your automobile before you car shop. This can be done at your credit union or bank. They will offer you lower interest rates if you show up in person, plus you can use their offers to bargain with the dealership, too.

When buying privately, always bring along a …